Equifax assures woman her credit rating goes down unrelated to anything
CLAY, NY – In an automated email reportedly sent to the inbox of local woman Emma Davies on Tuesday, Equifax assured her that a recent drop in her credit rating was unrelated with anything. “Although your credit score is considerably lower now, we just want you to keep in mind that you have absolutely no control over it,” the email read in part, adding that the reduction by the credit reporting agency of her credit score of 685 to 600 had absolutely nothing to do with the financial actions it took or not taken. “We understand it can be frustrating if your credit score, which was rated ‘good’ before and is rated only ‘fair’ now, prevents you from securing an apartment or a loan, but it’s important that you understand that this change was totally arbitrary and based on absolutely nothing. To improve your credit score and maintain it in the future, you can try reducing your credit usage or paying off existing balances in full, although since you didn’t have bad personal finance habits before, we don’t. cannot promise that this will make us increase your score in any way. We just want you to know that it was just something from our end that we wanted to do. Equifax also reassured the woman that she could apply for a credit score at any time for whatever the company wanted to charge her.