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Home›Capital›The Battle Terminal # 150: Distribution of Benefits – 75th Anniversary of the VA Home Loan Program

The Battle Terminal # 150: Distribution of Benefits – 75th Anniversary of the VA Home Loan Program

By Emily Wheatley
March 9, 2021
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On June 22, VA will celebrate the 75e GI Bill birthday. It was on this date in 1944 that President Franklin Roosevelt signed the Military Readjustment Act in law, which became widely known as the GI Bill of Rights. As the veterans returned from the war, many started families and used their VA home loan entitlement to become homeowners. Over the following decades, new generations of veterans continued to use the advantage of the VA home loan they earned serving our nation, becoming a fundamental pillar of America’s housing and construction industry. communities.

In honor of this historic event, Army Veteran Maxine Henry and Air Force Veteran Mark Connors of the VA Loan Guarantee Service team sat down with Borne the Battle to discuss one of the most popular benefits for veterans: the VA home loan entitlement.

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An exceptional advantage

the VA Home Loan Guarantee has several advantages for veteran borrowers:

  • Veterans using the VA home loan are generally not required to have a down payment.
  • Veterans using the VA home loan are also not required to purchase mortgage insurance, saving borrowers hundreds of dollars on their monthly mortgage payments.
  • Veterans using the VA home loan benefit benefit from limited closing costs.
  • VA home loans have very competitive interest rates.
  • Veterans are not charged a prepayment penalty if they are able to pay off their mortgage sooner than necessary while using the VA loan.
  • VA provides assistance to help veterans keep their homes during times of temporary financial hardship.
  • The VA home loan benefit can be used multiple times throughout the life of the veteran.

To learn more about the top five benefits of using VA home loan collateral, watch the video below.

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Additional links:
#BtBattle Veteran of the week:

Eric Jones is a program analyst with the VA Loan Guarantee Department.

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